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Selling a home with a conventional realty agent isn't so cut-and-dried: Added expenses include an average commission of about 6%, and depending upon the state, closing expenses that can range from 2% to 5% of the purchase rate. Sellers need to spend for repair work, too, and while the house is on the marketplace, they're stuck paying the home loan and other expenses.

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For most property owners, this route is the very best way to fetch top dollar for their home particularly in today's realty market. Basically, there are fewer homes on the marketplace right now, so competition is high and lots of sellers are generating deals. For the most part, settling for a lower cost from a financier simply does not make sense.

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